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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,466 | $183,592-32.7% | $155,574-20.6% | $145,877-15.4% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 10.42% | 61.37%-50.9pp | 64.87%-54.4pp | 551.28%-540.9pp |
| Employer contribution / active EE | $1,192 | $5,317-77.6% | $4,676-74.5% | $4,663-74.4% |
| Participant deferral / active EE | $5,149 | $6,466-20.4% | $5,629-8.5% | $6,691-23.0% |
| Admin fee / account holder | $3,386 | $19,316-82.5% | $15,914-78.7% | $13,402-74.7% |