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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,991 | $102,385-46.3% | $147,080-62.6% | $80,935-32.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 15.79% | 135.09%-119.3pp | 420.17%-404.4pp | 35.66%-19.9pp |
| Employer contribution / active EE | $5,329 | $3,717+43.4% | $4,933+8.0% | $2,757+93.3% |
| Participant deferral / active EE | $11,469 | $6,651+72.4% | $8,066+42.2% | $4,299+166.8% |
| Admin fee / account holder | $2,075 | $7,951-73.9% | $12,989-84.0% | $6,924-70.0% |