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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,991 | $102,382-46.3% | $147,005-62.6% | $80,874-32.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 15.79% | 134.89%-119.1pp | 418.76%-403.0pp | 35.62%-19.8pp |
| Employer contribution / active EE | $5,329 | $3,715+43.4% | $4,934+8.0% | $2,756+93.4% |
| Participant deferral / active EE | $11,469 | $6,646+72.6% | $8,070+42.1% | $4,297+166.9% |
| Admin fee / account holder | $2,075 | $7,942-73.9% | $13,006-84.0% | $6,935-70.1% |