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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,665 | $201,264-45.0% | $184,185-39.9% | $145,978-24.2% |
| Participation rate | 85.7% | 87.5%-1.8pp | 86.8%-1.1pp | 80.3%+5.4pp |
| Annual return | 7.32% | 29.00%-21.7pp | 28.81%-21.5pp | 550.52%-543.2pp |
| Employer contribution / active EE | $1,115 | $7,021-84.1% | $6,426-82.6% | $4,662-76.1% |
| Participant deferral / active EE | $9,547 | $9,806-2.6% | $9,132+4.5% | $6,690+42.7% |
| Admin fee / account holder | $1,068 | $16,376-93.5% | $13,909-92.3% | $13,400-92.0% |