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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,452 | $111,830-92.4% | $93,696-91.0% | $145,884-94.2% |
| Participation rate | 80.0% | 74.2%+5.8pp | 68.7%+11.3pp | 80.3%-0.3pp |
| Annual return | 19.60% | 204.08%-184.5pp | 133.74%-114.1pp | 551.85%-532.2pp |
| Employer contribution / active EE | $0 | $3,093-100.0% | $2,422-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,319 | $4,920-32.5% | $4,417-24.9% | $6,690-50.4% |
| Admin fee / account holder | $483 | $10,249-95.3% | $8,287-94.2% | $13,392-96.4% |