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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,713 | $185,312-14.9% | $161,489-2.3% | $154,746+1.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.07% | 103.84%-88.8pp | 89.72%-74.7pp | 172.34%-157.3pp |
| Employer contribution / active EE | $6,877 | $4,769+44.2% | $4,268+61.1% | $4,379+57.0% |
| Participant deferral / active EE | $7,974 | $6,350+25.6% | $5,630+41.6% | $6,730+18.5% |
| Admin fee / account holder | $1,054 | $18,654-94.3% | $16,006-93.4% | $14,365-92.7% |