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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,713 | $181,062-12.9% | $158,223-0.3% | $155,188+1.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 15.07% | 57.39%-42.3pp | 52.09%-37.0pp | 148.84%-133.8pp |
| Employer contribution / active EE | $6,877 | $4,565+50.7% | $4,109+67.4% | $4,248+61.9% |
| Participant deferral / active EE | $7,974 | $6,134+30.0% | $5,467+45.9% | $6,531+22.1% |
| Admin fee / account holder | $1,054 | $18,825-94.4% | $16,047-93.4% | $14,480-92.7% |