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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,264 | $211,288+80.9% | $178,540+114.1% | $145,884+162.0% |
| Participation rate | 71.4% | 80.8%-9.4pp | 77.1%-5.7pp | 80.3%-8.9pp |
| Annual return | 7.70% | 30.27%-22.6pp | 27.15%-19.4pp | 551.85%-544.1pp |
| Employer contribution / active EE | $3,263 | $4,574-28.7% | $3,953-17.5% | $4,662-30.0% |
| Participant deferral / active EE | $10,265 | $6,967+47.3% | $6,281+63.4% | $6,690+53.4% |
| Admin fee / account holder | $1,585 | $12,105-86.9% | $10,424-84.8% | $13,392-88.2% |