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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,264 | $210,698+81.4% | $178,014+114.7% | $145,959+161.9% |
| Participation rate | 71.4% | 80.8%-9.3pp | 77.1%-5.7pp | 80.3%-8.9pp |
| Annual return | 7.70% | 386.27%-378.6pp | 294.80%-287.1pp | 561.95%-554.2pp |
| Employer contribution / active EE | $3,263 | $4,567-28.6% | $3,950-17.4% | $4,661-30.0% |
| Participant deferral / active EE | $10,265 | $6,958+47.5% | $6,276+63.6% | $6,689+53.5% |
| Admin fee / account holder | $1,585 | $12,016-86.8% | $10,362-84.7% | $13,398-88.2% |