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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,419,782 | $209,336+578.2% | $197,124+620.2% | $137,256+934.4% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 17.51% | 48.09%-30.6pp | 44.34%-26.8pp | 220.34%-202.8pp |
| Employer contribution / active EE | $5,900 | $6,591-10.5% | $6,227-5.3% | $4,156+42.0% |
| Participant deferral / active EE | $61,100 | $9,614+535.5% | $9,135+568.9% | $6,407+853.7% |
| Admin fee / account holder | $2,533 | $17,308-85.4% | $16,298-84.5% | $12,270-79.4% |