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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,166 | $159,934+50.8% | $147,005+64.1% | $145,959+65.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 4.37% | 98.24%-93.9pp | 418.76%-414.4pp | 561.95%-557.6pp |
| Employer contribution / active EE | $18,493 | $5,287+249.8% | $4,934+274.8% | $4,661+296.8% |
| Participant deferral / active EE | $25,258 | $8,427+199.7% | $8,070+213.0% | $6,689+277.6% |
| Admin fee / account holder | $2,123 | $15,053-85.9% | $13,006-83.7% | $13,398-84.2% |