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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,166 | $160,070+50.7% | $147,117+63.9% | $145,897+65.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 4.37% | 98.69%-94.3pp | 420.54%-416.2pp | 552.29%-547.9pp |
| Employer contribution / active EE | $18,493 | $5,285+250.0% | $4,932+274.9% | $4,663+296.6% |
| Participant deferral / active EE | $25,258 | $8,419+200.0% | $8,065+213.2% | $6,689+277.6% |
| Admin fee / account holder | $2,123 | $15,035-85.9% | $12,993-83.7% | $13,390-84.1% |