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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,259 | $167,030-87.3% | $135,768-84.3% | $155,188-86.3% |
| Participation rate | 25.0% | 76.2%-51.2pp | 71.1%-46.1pp | 80.8%-55.8pp |
| Annual return | 19.02% | 678.39%-659.4pp | 526.10%-507.1pp | 148.84%-129.8pp |
| Employer contribution / active EE | $704 | $4,132-83.0% | $3,394-79.3% | $4,248-83.4% |
| Participant deferral / active EE | $880 | $4,528-80.6% | $3,977-77.9% | $6,531-86.5% |
| Admin fee / account holder | $0 | $8,172-100.0% | $7,048-100.0% | $14,480-100.0% |