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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,689 | $81,487-83.2% | $102,412-86.6% | $80,935-83.1% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 8.75% | 25.60%-16.8pp | 24.94%-16.2pp | 35.66%-26.9pp |
| Employer contribution / active EE | $1,170 | $3,103-62.3% | $3,870-69.8% | $2,757-57.5% |
| Participant deferral / active EE | $2,147 | $3,871-44.5% | $5,060-57.6% | $4,299-50.1% |
| Admin fee / account holder | $729 | $6,717-89.1% | $8,388-91.3% | $6,924-89.5% |