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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,540 | $102,595-47.8% | $94,057-43.1% | $154,746-65.4% |
| Participation rate | 89.5% | 76.0%+13.5pp | 73.3%+16.1pp | 80.7%+8.8pp |
| Annual return | 21.57% | 583.42%-561.8pp | 480.62%-459.1pp | 172.34%-150.8pp |
| Employer contribution / active EE | $8,288 | $3,147+163.3% | $2,933+182.6% | $4,379+89.3% |
| Participant deferral / active EE | $3,687 | $5,118-28.0% | $4,709-21.7% | $6,730-45.2% |
| Admin fee / account holder | $2,232 | $7,736-71.2% | $7,244-69.2% | $14,365-84.5% |