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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,540 | $72,071-25.7% | $68,368-21.7% | $137,256-61.0% |
| Participation rate | 89.5% | 76.2%+13.2pp | 73.8%+15.7pp | 80.0%+9.5pp |
| Annual return | 21.57% | 353.14%-331.6pp | 292.57%-271.0pp | 220.34%-198.8pp |
| Employer contribution / active EE | $8,288 | $2,788+197.3% | $2,649+212.9% | $4,156+99.4% |
| Participant deferral / active EE | $3,687 | $4,410-16.4% | $4,123-10.6% | $6,407-42.4% |
| Admin fee / account holder | $2,232 | $5,336-58.2% | $5,150-56.7% | $12,270-81.8% |