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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,540 | $157,829-66.1% | $136,867-60.9% | $198,609-73.0% |
| Participation rate | 89.5% | 77.2%+12.3pp | 74.5%+14.9pp | 82.4%+7.1pp |
| Annual return | 21.57% | 51.25%-29.7pp | 42.97%-21.4pp | 202.70%-181.1pp |
| Employer contribution / active EE | $8,288 | $3,923+111.3% | $3,547+133.7% | $5,055+63.9% |
| Participant deferral / active EE | $3,687 | $5,463-32.5% | $4,924-25.1% | $6,977-47.1% |
| Admin fee / account holder | $2,232 | $11,107-79.9% | $10,340-78.4% | $19,030-88.3% |