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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,539 | $160,028-59.7% | $147,080-56.1% | $145,884-55.8% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 14.17% | 98.60%-84.4pp | 420.17%-406.0pp | 551.85%-537.7pp |
| Employer contribution / active EE | $8,211 | $5,286+55.3% | $4,933+66.4% | $4,662+76.1% |
| Participant deferral / active EE | $14,779 | $8,422+75.5% | $8,066+83.2% | $6,690+120.9% |
| Admin fee / account holder | $13,344 | $15,030-11.2% | $12,989+2.7% | $13,392-0.4% |