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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,806 | $227,399+2.8% | $189,758+23.2% | $198,609+17.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 19.95% | 61.03%-41.1pp | 52.62%-32.7pp | 202.70%-182.7pp |
| Employer contribution / active EE | $5,061 | $5,526-8.4% | $4,767+6.2% | $5,055+0.1% |
| Participant deferral / active EE | $5,150 | $6,837-24.7% | $5,856-12.0% | $6,977-26.2% |
| Admin fee / account holder | $4,522 | $25,162-82.0% | $20,388-77.8% | $19,030-76.2% |