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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,996 | $88,778-16.7% | $81,844-9.6% | $145,884-49.3% |
| Participation rate | 85.7% | 75.1%+10.6pp | 72.4%+13.3pp | 80.3%+5.4pp |
| Annual return | 19.01% | 1033.03%-1014.0pp | 778.87%-759.9pp | 551.85%-532.8pp |
| Employer contribution / active EE | $2,484 | $3,087-19.5% | $2,916-14.8% | $4,662-46.7% |
| Participant deferral / active EE | $8,659 | $4,648+86.3% | $4,323+100.3% | $6,690+29.4% |
| Admin fee / account holder | $939 | $8,430-88.9% | $7,355-87.2% | $13,392-93.0% |