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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,687 | $99,875-57.3% | $146,866-70.9% | $86,983-50.9% |
| Participation rate | 72.0% | 75.8%-3.8pp | 82.5%-10.5pp | 69.5%+2.5pp |
| Annual return | 17.84% | 28.10%-10.3pp | 102.85%-85.0pp | 25.83%-8.0pp |
| Employer contribution / active EE | $589 | $3,224-81.7% | $4,425-86.7% | $2,584-77.2% |
| Participant deferral / active EE | $3,439 | $6,322-45.6% | $7,759-55.7% | $4,194-18.0% |
| Admin fee / account holder | $680 | $7,838-91.3% | $13,620-95.0% | $7,856-91.3% |