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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,177 | $199,109-29.1% | $173,730-18.7% | $154,746-8.8% |
| Participation rate | 94.4% | 82.8%+11.6pp | 79.6%+14.9pp | 80.7%+13.7pp |
| Annual return | 18.87% | 20.02%-1.1pp | 19.96%-1.1pp | 172.34%-153.5pp |
| Employer contribution / active EE | $3,165 | $5,311-40.4% | $4,577-30.9% | $4,379-27.7% |
| Participant deferral / active EE | $10,443 | $7,113+46.8% | $6,326+65.1% | $6,730+55.2% |
| Admin fee / account holder | $1,775 | $20,916-91.5% | $17,523-89.9% | $14,365-87.6% |