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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,530 | $29,319-19.7% | $52,425-55.1% | $82,448-71.5% |
| Participation rate | 100.0% | 46.9%+53.1pp | 55.6%+44.4pp | 68.1%+31.9pp |
| Annual return | 20.28% | 535.20%-514.9pp | 302.12%-281.8pp | 41.64%-21.4pp |
| Employer contribution / active EE | $2,321 | $586+295.9% | $914+153.9% | $2,551-9.0% |
| Participant deferral / active EE | $4,902 | $1,171+318.5% | $1,790+173.8% | $4,139+18.4% |
| Admin fee / account holder | $2,088 | $1,962+6.4% | $2,495-16.3% | $7,234-71.1% |