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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,104 | $97,125-49.4% | $86,233-43.1% | $137,256-64.2% |
| Participation rate | 10.5% | 74.2%-63.7pp | 69.0%-58.5pp | 80.0%-69.4pp |
| Annual return | 21.99% | 74.19%-52.2pp | 61.39%-39.4pp | 220.34%-198.4pp |
| Employer contribution / active EE | $420 | $2,841-85.2% | $2,504-83.2% | $4,156-89.9% |
| Participant deferral / active EE | $2,505 | $5,180-51.6% | $4,559-45.0% | $6,407-60.9% |
| Admin fee / account holder | $310 | $9,725-96.8% | $8,342-96.3% | $12,270-97.5% |