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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,839 | $99,053-37.6% | $88,179-29.9% | $138,895-55.5% |
| Participation rate | 12.5% | 74.2%-61.7pp | 69.1%-56.6pp | 79.9%-67.4pp |
| Annual return | 27.12% | 78.17%-51.1pp | 64.97%-37.9pp | 145.39%-118.3pp |
| Employer contribution / active EE | $377 | $2,882-86.9% | $2,549-85.2% | $4,194-91.0% |
| Participant deferral / active EE | $3,388 | $5,225-35.2% | $4,614-26.6% | $6,396-47.0% |
| Admin fee / account holder | $551 | $8,748-93.7% | $7,673-92.8% | $12,562-95.6% |