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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,760 | $68,097+96.4% | $62,929+112.6% | $137,256-2.5% |
| Participation rate | 42.9% | 77.4%-34.6pp | 73.1%-30.3pp | 80.0%-37.1pp |
| Annual return | 18.37% | 1859.11%-1840.7pp | 1063.93%-1045.6pp | 220.34%-202.0pp |
| Employer contribution / active EE | $707 | $2,811-74.8% | $2,505-71.8% | $4,156-83.0% |
| Participant deferral / active EE | $3,292 | $4,553-27.7% | $3,888-15.3% | $6,407-48.6% |
| Admin fee / account holder | $991 | $6,521-84.8% | $5,065-80.4% | $12,270-91.9% |