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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,121 | $72,446+45.1% | $67,561+55.6% | $145,877-27.9% |
| Participation rate | 42.9% | 76.9%-34.0pp | 72.9%-30.0pp | 80.3%-37.4pp |
| Annual return | 20.51% | 7211.98%-7191.5pp | 3525.44%-3504.9pp | 551.28%-530.8pp |
| Employer contribution / active EE | $832 | $3,072-72.9% | $2,735-69.6% | $4,663-82.2% |
| Participant deferral / active EE | $3,730 | $4,785-22.0% | $4,003-6.8% | $6,691-44.2% |
| Admin fee / account holder | $801 | $5,541-85.6% | $4,006-80.0% | $13,402-94.0% |