Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,668 | $81,487-93.0% | $102,412-94.5% | $80,935-93.0% |
| Participation rate | 44.7% | 66.8%-22.1pp | 74.5%-29.8pp | 67.7%-22.9pp |
| Annual return | 14.42% | 25.60%-11.2pp | 24.94%-10.5pp | 35.66%-21.2pp |
| Employer contribution / active EE | $0 | $3,103-100.0% | $3,870-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $752 | $3,871-80.6% | $5,060-85.1% | $4,299-82.5% |
| Admin fee / account holder | $391 | $6,717-94.2% | $8,388-95.3% | $6,924-94.3% |