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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,669 | $106,749-3.8% | $145,433-29.4% | $82,448+24.5% |
| Participation rate | 45.7% | 75.6%-29.9pp | 82.1%-36.4pp | 68.1%-22.4pp |
| Annual return | 17.96% | 27.59%-9.6pp | 66.58%-48.6pp | 41.64%-23.7pp |
| Employer contribution / active EE | $1,610 | $3,444-53.3% | $4,554-64.7% | $2,551-36.9% |
| Participant deferral / active EE | $4,124 | $6,519-36.7% | $7,897-47.8% | $4,139-0.4% |
| Admin fee / account holder | $5 | $8,390-99.9% | $13,129-100.0% | $7,234-99.9% |