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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,351 | $160,028-72.9% | $147,080-70.5% | $145,884-70.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.85% | 98.60%-85.8pp | 420.17%-407.3pp | 551.85%-539.0pp |
| Employer contribution / active EE | $1,867 | $5,286-64.7% | $4,933-62.2% | $4,662-60.0% |
| Participant deferral / active EE | $3,837 | $8,422-54.4% | $8,066-52.4% | $6,690-42.6% |
| Admin fee / account holder | $895 | $15,030-94.0% | $12,989-93.1% | $13,392-93.3% |