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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,281 | $183,592-85.7% | $155,567-83.1% | $145,959-82.0% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 14.00% | 61.24%-47.2pp | 64.74%-50.7pp | 561.95%-547.9pp |
| Employer contribution / active EE | $1,328 | $5,315-75.0% | $4,674-71.6% | $4,661-71.5% |
| Participant deferral / active EE | $4,031 | $6,464-37.6% | $5,628-28.4% | $6,689-39.7% |
| Admin fee / account holder | $887 | $19,318-95.4% | $15,916-94.4% | $13,398-93.4% |