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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,064 | $100,073-61.0% | $85,126-54.1% | $145,877-73.2% |
| Participation rate | 62.5% | 74.1%-11.6pp | 67.5%-5.0pp | 80.3%-17.8pp |
| Annual return | 14.95% | 84.11%-69.2pp | 66.63%-51.7pp | 551.28%-536.3pp |
| Employer contribution / active EE | $914 | $3,236-71.8% | $2,731-66.5% | $4,663-80.4% |
| Participant deferral / active EE | $3,707 | $5,294-30.0% | $4,523-18.0% | $6,691-44.6% |
| Admin fee / account holder | $845 | $7,261-88.4% | $6,160-86.3% | $13,402-93.7% |