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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,109 | $29,670-5.3% | $56,054-49.9% | $80,911-65.3% |
| Participation rate | 55.6% | 41.7%+13.9pp | 52.5%+3.1pp | 67.6%-12.1pp |
| Annual return | 11.75% | 35.24%-23.5pp | 1705.95%-1694.2pp | 35.63%-23.9pp |
| Employer contribution / active EE | $931 | $670+38.9% | $1,039-10.4% | $2,756-66.2% |
| Participant deferral / active EE | $1,545 | $1,227+25.9% | $1,952-20.9% | $4,297-64.0% |
| Admin fee / account holder | $310 | $2,431-87.2% | $2,822-89.0% | $6,935-95.5% |