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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,882 | $110,137-25.7% | $161,149-49.2% | $82,637-0.9% |
| Participation rate | 48.8% | 72.4%-23.6pp | 78.8%-30.1pp | 68.1%-19.3pp |
| Annual return | 20.48% | 20.69%-0.2pp | 21.16%-0.7pp | 53.51%-33.0pp |
| Employer contribution / active EE | $1,730 | $2,856-39.4% | $4,360-60.3% | $2,552-32.2% |
| Participant deferral / active EE | $2,770 | $4,575-39.4% | $6,153-55.0% | $4,126-32.9% |
| Admin fee / account holder | $52 | $9,467-99.5% | $15,194-99.7% | $7,339-99.3% |