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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,102 | $29,736-35.8% | $56,033-65.9% | $80,935-76.4% |
| Participation rate | 55.7% | 41.7%+14.0pp | 52.5%+3.2pp | 67.7%-11.9pp |
| Annual return | 12.86% | 35.28%-22.4pp | 1711.38%-1698.5pp | 35.66%-22.8pp |
| Employer contribution / active EE | $882 | $671+31.4% | $1,041-15.2% | $2,757-68.0% |
| Participant deferral / active EE | $1,892 | $1,228+54.0% | $1,954-3.2% | $4,299-56.0% |
| Admin fee / account holder | $899 | $2,434-63.1% | $2,827-68.2% | $6,924-87.0% |