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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,276 | $28,624-29.2% | $53,647-62.2% | $82,637-75.5% |
| Participation rate | 75.0% | 47.3%+27.7pp | 56.3%+18.7pp | 68.1%+6.9pp |
| Annual return | 13.88% | 664.98%-651.1pp | 358.33%-344.5pp | 53.51%-39.6pp |
| Employer contribution / active EE | $1,110 | $637+74.4% | $962+15.4% | $2,552-56.5% |
| Participant deferral / active EE | $2,285 | $1,196+91.0% | $1,813+26.0% | $4,126-44.6% |
| Admin fee / account holder | $604 | $2,022-70.1% | $2,460-75.5% | $7,339-91.8% |