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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,728 | $29,319-5.4% | $52,425-47.1% | $82,448-66.4% |
| Participation rate | 14.9% | 46.9%-31.9pp | 55.6%-40.7pp | 68.1%-53.1pp |
| Annual return | 18.50% | 535.20%-516.7pp | 302.12%-283.6pp | 41.64%-23.1pp |
| Employer contribution / active EE | $129 | $586-77.9% | $914-85.8% | $2,551-94.9% |
| Participant deferral / active EE | $275 | $1,171-76.5% | $1,790-84.6% | $4,139-93.4% |
| Admin fee / account holder | $1,550 | $1,962-21.0% | $2,495-37.9% | $7,234-78.6% |