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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,246 | $102,422+83.8% | $147,117+28.0% | $80,959+132.5% |
| Participation rate | 61.2% | 75.9%-14.6pp | 82.2%-21.0pp | 67.7%-6.4pp |
| Annual return | 14.55% | 135.16%-120.6pp | 420.54%-406.0pp | 35.67%-21.1pp |
| Employer contribution / active EE | $1,222 | $3,717-67.1% | $4,932-75.2% | $2,757-55.7% |
| Participant deferral / active EE | $11,032 | $6,652+65.8% | $8,065+36.8% | $4,300+156.5% |
| Admin fee / account holder | $2,307 | $7,953-71.0% | $12,993-82.2% | $6,925-66.7% |