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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,632 | $88,815-30.6% | $81,882-24.7% | $145,897-57.8% |
| Participation rate | 57.1% | 75.1%-17.9pp | 72.4%-15.2pp | 80.3%-23.2pp |
| Annual return | 11.41% | 1033.75%-1022.3pp | 779.47%-768.1pp | 552.29%-540.9pp |
| Employer contribution / active EE | $2,794 | $3,086-9.5% | $2,916-4.2% | $4,663-40.1% |
| Participant deferral / active EE | $6,596 | $4,647+41.9% | $4,323+52.6% | $6,689-1.4% |
| Admin fee / account holder | $16,689 | $8,434+97.9% | $7,360+126.8% | $13,390+24.6% |