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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,803 | $110,379+54.7% | $102,412+66.8% | $145,884+17.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.48% | 24.84%-11.4pp | 24.94%-11.5pp | 551.85%-538.4pp |
| Employer contribution / active EE | $15,920 | $4,216+277.6% | $3,870+311.4% | $4,662+241.5% |
| Participant deferral / active EE | $12,242 | $5,622+117.8% | $5,060+141.9% | $6,690+83.0% |
| Admin fee / account holder | $8,661 | $9,745-11.1% | $8,388+3.3% | $13,392-35.3% |