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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,803 | $110,337+54.8% | $102,383+66.8% | $145,877+17.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.48% | 24.83%-11.4pp | 24.94%-11.5pp | 551.28%-537.8pp |
| Employer contribution / active EE | $15,920 | $4,216+277.6% | $3,870+311.3% | $4,663+241.4% |
| Participant deferral / active EE | $12,242 | $5,621+117.8% | $5,060+142.0% | $6,691+83.0% |
| Admin fee / account holder | $8,661 | $9,750-11.2% | $8,391+3.2% | $13,402-35.4% |