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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,366 | $88,710+50.3% | $81,783+63.1% | $145,959-8.6% |
| Participation rate | 75.0% | 75.0%0pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 14.50% | 1027.26%-1012.8pp | 775.05%-760.6pp | 561.95%-547.4pp |
| Employer contribution / active EE | $5,806 | $3,083+88.3% | $2,913+99.4% | $4,661+24.6% |
| Participant deferral / active EE | $3,945 | $4,645-15.1% | $4,320-8.7% | $6,689-41.0% |
| Admin fee / account holder | $580 | $8,407-93.1% | $7,380-92.1% | $13,398-95.7% |