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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,366 | $88,754+50.3% | $81,820+63.0% | $145,877-8.6% |
| Participation rate | 75.0% | 75.1%-0.1pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 14.50% | 1031.77%-1017.3pp | 777.93%-763.4pp | 551.28%-536.8pp |
| Employer contribution / active EE | $5,806 | $3,085+88.2% | $2,915+99.2% | $4,663+24.5% |
| Participant deferral / active EE | $3,945 | $4,648-15.1% | $4,323-8.7% | $6,691-41.0% |
| Admin fee / account holder | $580 | $8,424-93.1% | $7,391-92.2% | $13,402-95.7% |