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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,782 | $78,690+146.3% | $161,489+20.0% | $87,485+121.5% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 15.20% | 32.74%-17.5pp | 89.72%-74.5pp | 26.06%-10.9pp |
| Employer contribution / active EE | $13,131 | $2,588+407.3% | $4,268+207.6% | $2,596+405.8% |
| Participant deferral / active EE | $9,962 | $3,311+200.9% | $5,630+77.0% | $4,274+133.1% |
| Admin fee / account holder | $16,632 | $6,724+147.4% | $16,006+3.9% | $7,775+113.9% |