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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,782 | $76,407+153.6% | $150,298+28.9% | $82,448+135.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 15.20% | 39.99%-24.8pp | 62.79%-47.6pp | 41.64%-26.4pp |
| Employer contribution / active EE | $13,131 | $2,614+402.3% | $4,154+216.1% | $2,551+414.7% |
| Participant deferral / active EE | $9,962 | $3,214+209.9% | $5,453+82.7% | $4,139+140.7% |
| Admin fee / account holder | $16,632 | $6,352+161.8% | $14,116+17.8% | $7,234+129.9% |