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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,123 | $156,398-80.7% | $147,318-79.6% | $138,895-78.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 19.14% | 78.75%-59.6pp | 70.43%-51.3pp | 145.39%-126.3pp |
| Employer contribution / active EE | $2,263 | $4,853-53.4% | $4,593-50.7% | $4,194-46.0% |
| Participant deferral / active EE | $4,584 | $8,237-44.3% | $7,906-42.0% | $6,396-28.3% |
| Admin fee / account holder | $2,500 | $14,976-83.3% | $13,708-81.8% | $12,562-80.1% |