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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,123 | $117,846-54.9% | $102,434-48.1% | $145,884-63.6% |
| Participation rate | 90.5% | 78.6%+11.9pp | 76.5%+14.0pp | 80.3%+10.2pp |
| Annual return | 12.34% | 31.90%-19.6pp | 29.46%-17.1pp | 551.85%-539.5pp |
| Employer contribution / active EE | $2,243 | $3,615-37.9% | $3,023-25.8% | $4,662-51.9% |
| Participant deferral / active EE | $4,489 | $5,733-21.7% | $5,055-11.2% | $6,690-32.9% |
| Admin fee / account holder | $1,173 | $13,356-91.2% | $9,462-87.6% | $13,392-91.2% |