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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,507 | $159,934-2.1% | $147,005+6.5% | $145,959+7.2% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+8.0pp |
| Annual return | 11.12% | 98.24%-87.1pp | 418.76%-407.6pp | 561.95%-550.8pp |
| Employer contribution / active EE | $10,304 | $5,287+94.9% | $4,934+108.8% | $4,661+121.1% |
| Participant deferral / active EE | $13,145 | $8,427+56.0% | $8,070+62.9% | $6,689+96.5% |
| Admin fee / account holder | $14,202 | $15,053-5.7% | $13,006+9.2% | $13,398+6.0% |