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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,507 | $160,070-2.2% | $147,117+6.4% | $145,897+7.3% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 11.12% | 98.69%-87.6pp | 420.54%-409.4pp | 552.29%-541.2pp |
| Employer contribution / active EE | $10,304 | $5,285+95.0% | $4,932+108.9% | $4,663+121.0% |
| Participant deferral / active EE | $13,145 | $8,419+56.1% | $8,065+63.0% | $6,689+96.5% |
| Admin fee / account holder | $14,202 | $15,035-5.5% | $12,993+9.3% | $13,390+6.1% |