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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,507 | $160,040-2.2% | $147,096+6.4% | $145,877+7.3% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 11.12% | 98.49%-87.4pp | 419.75%-408.6pp | 551.28%-540.2pp |
| Employer contribution / active EE | $10,304 | $5,289+94.8% | $4,936+108.8% | $4,663+121.0% |
| Participant deferral / active EE | $13,145 | $8,429+56.0% | $8,071+62.9% | $6,691+96.5% |
| Admin fee / account holder | $14,202 | $15,050-5.6% | $13,005+9.2% | $13,402+6.0% |