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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,881 | $159,934-45.1% | $147,005-40.2% | $145,959-39.8% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.1pp |
| Annual return | 13.14% | 98.24%-85.1pp | 418.76%-405.6pp | 561.95%-548.8pp |
| Employer contribution / active EE | $9,235 | $5,287+74.7% | $4,934+87.2% | $4,661+98.1% |
| Participant deferral / active EE | $6,974 | $8,427-17.2% | $8,070-13.6% | $6,689+4.3% |
| Admin fee / account holder | $2,731 | $15,053-81.9% | $13,006-79.0% | $13,398-79.6% |