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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,881 | $160,070-45.1% | $147,117-40.3% | $145,897-39.8% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.2pp |
| Annual return | 13.14% | 98.69%-85.6pp | 420.54%-407.4pp | 552.29%-539.2pp |
| Employer contribution / active EE | $9,235 | $5,285+74.8% | $4,932+87.2% | $4,663+98.1% |
| Participant deferral / active EE | $6,974 | $8,419-17.2% | $8,065-13.5% | $6,689+4.3% |
| Admin fee / account holder | $2,731 | $15,035-81.8% | $12,993-79.0% | $13,390-79.6% |