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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,432 | $159,978-44.7% | $147,041-39.9% | $145,978-39.4% |
| Participation rate | 84.2% | 84.0%+0.2pp | 82.2%+2.0pp | 80.3%+3.9pp |
| Annual return | 12.67% | 98.36%-85.7pp | 419.21%-406.5pp | 550.52%-537.8pp |
| Employer contribution / active EE | $3,839 | $5,288-27.4% | $4,935-22.2% | $4,662-17.7% |
| Participant deferral / active EE | $6,136 | $8,429-27.2% | $8,071-24.0% | $6,690-8.3% |
| Admin fee / account holder | $3,428 | $15,053-77.2% | $13,006-73.6% | $13,400-74.4% |