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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,707 | $88,672-71.0% | $105,223-75.6% | $82,448-68.8% |
| Participation rate | 84.8% | 67.9%+16.9pp | 75.0%+9.8pp | 68.1%+16.8pp |
| Annual return | 20.77% | 30.86%-10.1pp | 180.65%-159.9pp | 41.64%-20.9pp |
| Employer contribution / active EE | $1,722 | $3,048-43.5% | $3,689-53.3% | $2,551-32.5% |
| Participant deferral / active EE | $2,733 | $4,036-32.3% | $5,072-46.1% | $4,139-34.0% |
| Admin fee / account holder | $1,910 | $7,146-73.3% | $8,859-78.4% | $7,234-73.6% |