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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,408 | $156,398+151.5% | $147,318+167.0% | $138,895+183.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 12.54% | 78.75%-66.2pp | 70.43%-57.9pp | 145.39%-132.9pp |
| Employer contribution / active EE | $18,840 | $4,853+288.2% | $4,593+310.2% | $4,194+349.2% |
| Participant deferral / active EE | $10,083 | $8,237+22.4% | $7,906+27.5% | $6,396+57.6% |
| Admin fee / account holder | $3,540 | $14,976-76.4% | $13,708-74.2% | $12,562-71.8% |