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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,408 | $162,136+142.6% | $152,301+158.3% | $154,746+154.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 12.54% | 91.02%-78.5pp | 80.50%-68.0pp | 172.34%-159.8pp |
| Employer contribution / active EE | $18,840 | $4,890+285.3% | $4,624+307.4% | $4,379+330.2% |
| Participant deferral / active EE | $10,083 | $8,341+20.9% | $8,004+26.0% | $6,730+49.8% |
| Admin fee / account holder | $3,540 | $15,759-77.5% | $14,398-75.4% | $14,365-75.4% |