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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP8+ years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Di... | $50,914 |
IMA WEALTH INC7 years Filed as: IMA WEALTH, INC. Service code 27 · EIN 48-1233289 | Advisory (Plan) | $25,431 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,381 | $55,470-9.2% | $155,556-67.6% | $74,478-32.4% |
| Participation rate | 86.6% | 61.9%+24.7pp | 78.2%+8.4pp | 67.2%+19.4pp |
| Annual return | 10.73% | 269.80%-259.1pp | 64.84%-54.1pp | 1370.56%-1359.8pp |
| Employer contribution / active EE | $2,513 | $2,267+10.9% | $4,675-46.3% | $2,626-4.3% |
| Participant deferral / active EE | $3,565 | $2,838+25.6% | $5,631-36.7% | $4,350-18.0% |
| Admin fee / account holder | $474 | $1,744-72.8% | $15,885-97.0% | $1,946-75.6% |