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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,385 | $111,535-62.9% | $105,223-60.7% | $137,256-69.8% |
| Participation rate | 95.2% | 78.1%+17.1pp | 75.0%+20.2pp | 80.0%+15.3pp |
| Annual return | 13.86% | 237.85%-224.0pp | 180.65%-166.8pp | 220.34%-206.5pp |
| Employer contribution / active EE | $7,602 | $3,939+93.0% | $3,689+106.1% | $4,156+82.9% |
| Participant deferral / active EE | $1,358 | $5,500-75.3% | $5,072-73.2% | $6,407-78.8% |
| Admin fee / account holder | $2,478 | $9,721-74.5% | $8,859-72.0% | $12,270-79.8% |