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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,385 | $134,817-69.3% | $123,973-66.6% | $155,188-73.3% |
| Participation rate | 95.2% | 79.4%+15.8pp | 76.7%+18.6pp | 80.8%+14.4pp |
| Annual return | 13.86% | 515.49%-501.6pp | 388.13%-374.3pp | 148.84%-135.0pp |
| Employer contribution / active EE | $7,602 | $4,425+71.8% | $4,126+84.3% | $4,248+79.0% |
| Participant deferral / active EE | $1,358 | $5,706-76.2% | $5,247-74.1% | $6,531-79.2% |
| Admin fee / account holder | $2,478 | $13,245-81.3% | $11,799-79.0% | $14,480-82.9% |