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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,877 | $166,020-15.7% | $164,866-15.2% | $145,959-4.2% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.6%-11.9pp | 80.3%-13.6pp |
| Annual return | 21.26% | 100.08%-78.8pp | 69.97%-48.7pp | 561.95%-540.7pp |
| Employer contribution / active EE | $848 | $5,275-83.9% | $4,343-80.5% | $4,661-81.8% |
| Participant deferral / active EE | $3,633 | $6,961-47.8% | $6,033-39.8% | $6,689-45.7% |
| Admin fee / account holder | $20 | $16,644-99.9% | $12,689-99.8% | $13,398-99.9% |