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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,877 | $166,242-15.9% | $165,071-15.3% | $145,884-4.1% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 21.26% | 100.44%-79.2pp | 70.17%-48.9pp | 551.85%-530.6pp |
| Employer contribution / active EE | $848 | $5,283-83.9% | $4,347-80.5% | $4,662-81.8% |
| Participant deferral / active EE | $3,633 | $6,964-47.8% | $6,035-39.8% | $6,690-45.7% |
| Admin fee / account holder | $20 | $16,658-99.9% | $12,695-99.8% | $13,392-99.9% |