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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,328 | $183,516-89.5% | $155,534-87.6% | $145,884-86.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.86% | 61.43%-49.6pp | 64.92%-53.1pp | 551.85%-540.0pp |
| Employer contribution / active EE | $1,393 | $5,315-73.8% | $4,675-70.2% | $4,662-70.1% |
| Participant deferral / active EE | $5,261 | $6,467-18.6% | $5,630-6.6% | $6,690-21.4% |
| Admin fee / account holder | $917 | $19,293-95.2% | $15,900-94.2% | $13,392-93.2% |