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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,328 | $183,592-89.5% | $155,574-87.6% | $145,877-86.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.86% | 61.37%-49.5pp | 64.87%-53.0pp | 551.28%-539.4pp |
| Employer contribution / active EE | $1,393 | $5,317-73.8% | $4,676-70.2% | $4,663-70.1% |
| Participant deferral / active EE | $5,261 | $6,466-18.6% | $5,629-6.5% | $6,691-21.4% |
| Admin fee / account holder | $917 | $19,316-95.3% | $15,914-94.2% | $13,402-93.2% |