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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,295 | $149,040-47.5% | $120,225-34.9% | $137,256-43.0% |
| Participation rate | 50.0% | 75.4%-25.4pp | 69.6%-19.6pp | 80.0%-30.0pp |
| Annual return | 12.59% | 605.68%-593.1pp | 439.23%-426.6pp | 220.34%-207.8pp |
| Employer contribution / active EE | $2,787 | $4,350-35.9% | $3,475-19.8% | $4,156-32.9% |
| Participant deferral / active EE | $5,245 | $4,655+12.7% | $3,999+31.2% | $6,407-18.1% |
| Admin fee / account holder | $23,923 | $6,348+276.9% | $5,696+320.0% | $12,270+95.0% |