Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,421 | $106,749-5.9% | $145,433-31.0% | $82,448+21.8% |
| Participation rate | 51.9% | 75.6%-23.7pp | 82.1%-30.2pp | 68.1%-16.1pp |
| Annual return | 17.41% | 27.59%-10.2pp | 66.58%-49.2pp | 41.64%-24.2pp |
| Employer contribution / active EE | $3,460 | $3,444+0.5% | $4,554-24.0% | $2,551+35.7% |
| Participant deferral / active EE | $9,817 | $6,519+50.6% | $7,897+24.3% | $4,139+137.2% |
| Admin fee / account holder | $12,500 | $8,390+49.0% | $13,129-4.8% | $7,234+72.8% |