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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,270 | $177,156+25.5% | $147,027+51.2% | $154,746+43.6% |
| Participation rate | 87.5% | 79.4%+8.1pp | 73.7%+13.8pp | 80.7%+6.8pp |
| Annual return | 17.73% | 21.94%-4.2pp | 20.23%-2.5pp | 172.34%-154.6pp |
| Employer contribution / active EE | $28,431 | $4,336+555.6% | $3,626+684.1% | $4,379+549.3% |
| Participant deferral / active EE | $22,109 | $5,797+281.4% | $4,933+348.2% | $6,730+228.5% |
| Admin fee / account holder | $56,265 | $14,904+277.5% | $12,223+360.3% | $14,365+291.7% |