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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,523 | $166,020+34.0% | $164,866+35.0% | $145,959+52.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.47% | 100.08%-87.6pp | 69.97%-57.5pp | 561.95%-549.5pp |
| Employer contribution / active EE | $23,465 | $5,275+344.9% | $4,343+440.3% | $4,661+403.4% |
| Participant deferral / active EE | $22,919 | $6,961+229.3% | $6,033+279.9% | $6,689+242.7% |
| Admin fee / account holder | $2,145 | $16,644-87.1% | $12,689-83.1% | $13,398-84.0% |