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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,523 | $166,131+33.9% | $164,975+34.9% | $145,877+52.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.47% | 100.37%-87.9pp | 70.12%-57.7pp | 551.28%-538.8pp |
| Employer contribution / active EE | $23,465 | $5,276+344.8% | $4,343+440.3% | $4,663+403.2% |
| Participant deferral / active EE | $22,919 | $6,962+229.2% | $6,033+279.9% | $6,691+242.6% |
| Admin fee / account holder | $2,145 | $16,648-87.1% | $12,688-83.1% | $13,402-84.0% |