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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,504 | $100,147-9.6% | $81,286+11.3% | $145,877-38.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 14.26% | 34.44%-20.2pp | 24.80%-10.5pp | 551.28%-537.0pp |
| Employer contribution / active EE | $0 | $2,977-100.0% | $2,463-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $11,228 | $4,607+143.7% | $3,883+189.1% | $6,691+67.8% |
| Admin fee / account holder | $663 | $8,201-91.9% | $5,764-88.5% | $13,402-95.1% |