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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,504 | $100,279-9.7% | $81,353+11.2% | $145,884-38.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 14.26% | 34.49%-20.2pp | 24.82%-10.6pp | 551.85%-537.6pp |
| Employer contribution / active EE | $0 | $2,979-100.0% | $2,464-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $11,228 | $4,611+143.5% | $3,885+189.0% | $6,690+67.8% |
| Admin fee / account holder | $663 | $8,206-91.9% | $5,766-88.5% | $13,392-95.0% |